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The new secret weapon A lot has been said about value and the need for advisers to engage with their clients in new ways with different messages. So how do you engage with clients who are completely different to one another with the same set of products in your repertoire? Challenges approaching from every side What are South Africa’s major problems when it comes to retirement? If we focus purely on the institutional side of the retirement journey, taking out human elements such as lack of preservation or insufficient contribution rates, a strong case can be made for the argument that there as many institutional challenges as there are human element challenges. Brace yourself for massive realignment One of the objectives that Regulatory Reform hopes to achieve is that product providers and advisers add significant value to clients throughout the client journey with the adviser and insurer. It is carefully crafted and addressed more issues than we think. There are too many hidden costs which will impact smaller companies negatively.
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